In February 2025, the Philippines officially exited the Financial Action Task Force (FATF) "greylist," concluding a rigorous four-year period of increased monitoring that had placed the nation’s financial system under a global microscope. While the exit was widely celebrated by policymakers and market analysts as a victory for the country’s international reputation and investor confidence, the reality on the ground—particularly for the millions of Overseas Filipino Workers (OFWs)—reveals a far more complex narrative....