Small and medium-sized enterprises (SMEs) across the United Kingdom continue to face significant headwinds when attempting to secure vital funding, but according to a comprehensive review conducted by the Financial Conduct Authority (FCA), regulatory burdens imposed by the watchdog are not the primary obstacle standing in their way. Instead, the regulatory body’s findings point toward systemic market challenges, information asymmetries, and operational capability gaps as the main culprits preventing smaller firms from accessing the capital they need to survive, scale, and invest in the modern economy....