Small and medium-sized enterprises (SMEs) across the United Kingdom face a myriad of challenges when attempting to secure vital funding, but regulatory oversight is not the chief obstacle holding them back, according to a comprehensive new review by the Financial Conduct Authority (FCA). The findings, published by the UK’s financial watchdog, indicate that while the path to securing capital remains fraught with difficulty for many smaller enterprises, the root causes lie deeper within broader market dynamics, structural information deficits, and operational capabilities rather than regulatory red tape....